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QwickPic                Search                    Global Market         Places                     Locations                Portfolio                  QwickP2P                                 OMM                        LA Agent                 Local Media           New Economy     SME Cloudfunding     ComTechX		The Digital Economy  -  is the Era of Inclusion The Internet opened up new ways of looking and dealing with information between people  -  the progress over the early days of the Digital Era have provided two distinct sectors that pretty much gave us Social and Data  -  both Social and Data have limitations and relied completely on advertising to survive. A third bigger sector that's now forming, is the economy evolving in between Social and Data, it's the New Digital Economy, a stand alone Third Pinnacle that's open for disrupters to remove the incumbents of the Old Economy to form the New Economy  -  where AI will give everyone the benefit of the new economic growth, not just the early internet movers. While Social and Data sectors focus on separate challenges, the main players in these sectors rely heavily on advertising revenue that's extracted from users to support a 3-tier model with shareholders, and like most technology to date, have chosen to be fringe players by picking the low hanging fruit of paid advertising to support their growth. ComTechX takes up the challenge of focusing directly in the Digital Economy, with the main focus on building out the era of inclusion by solving some of the major issues around global inequality and global commerce  -  it's supported by disruptive services such as Subliminal Advertising, Free Economic Value and Universally Decentralized Capital -  being an autonomous economy, it's able to provide Commerce with a start to finish SaaS Ecosystem that has disruptive tools such as Outsourced Selling and Price Demand  -  with all activity operating from economy to economy - e2eCommerce. The Digital Economy has a clear 'run-way' to overcome obstacles that are out of reach using old world incumbents, the scale that Commerce can now reach back into local economies consolidates the ComTechX Industry in the Digital Era. A Scalable Digital Economy The Digital Era Economy is Cloud based, scalable and autonomous, integrating with all global currencies using a neutral digital trading cash, that acts as a global trade currency to process commerce activity across industry verticals. The Scalable Digital Economy ( New Economy ) is digital to the extreme, it's not burdened by carrying a legacy tied to old world banking systems with physical infrastructure, nor does it carry the burden of debt from the Old Economy   -  instead it focuses on giving everyone the advantage of reducing their debt, by solving inequality with cloud based technology. -  to move forward, the New Economy incentivizes both Supply and Demand and Sellers and Buyers, simultaneously. -  its focus is towards local communities and economies that generate productivity at the local level  -  Localization -  its DNA is built from the ground up with privacy of individuals and businesses as a paramount objective against third parties This is where Outsourced Selling using Price Demand changes the dynamics of commerce and gives a Seller the position of having a Comparative Advantage over their competitors, even if those competitors use heavy discounting or dynamic pricing. The New Economy integrates a complete series of individual commerce functions into an ubiquitous flowing economy. The Platform has a fully autonomous SaaS architecture that's structured to form the ComTechX industry  -  it adds the incentives for the Global Crowd to be involved in expanding the decentralized structure.
		To establish a Scalable Digital Economy ( New Economy ) firmly in the Digital Era, physical cash is exchanged for digital cash in a validation process during typical commerce activity at brick and mortar stores, the transition point, -  digital cash then functions with a stable value as a neutral global trading currency. -  the exchange leaves the physical cash in the hands of Buyers and Sellers to continue in circulation in the local economy. -  this makes a New Economy truly cashless, with only the Ownership of the digital cash needing to be securely tracked and recorded during world wide commerce activity, free of any fees. It's a paradigm shift that positions a Scalable Digital Economy parallel to the Old Economy, with an ideal transition gateway between the two that's simple and free to exchange cash and digital cash. The distinct difference between the Scalable Digital Economy and the Old, is that physical cash in the Old Economy must be held by a bank or a fintech service to operate within its business model  -  so really it's only the same digital form of accountability that's been used for decades, even centuries, ever since the physical bank books or paper ledgers were introduced for account holders. Commerce in a New Economy changes for Buyers and Sellers, there're no incumbents or money held as in the Old Economy. The Platform operates with a fully autonomous SaaS architecture that's structured to form the ComTechX industry. The New Economy changes how money flows in global commerce with Free Economic Value and Free Direct Backing. Businesses and StartUps can get Free Direct Backing for their ventures  -  without loans or giving away equity The New Economy is digital and physically cashless, with the gateway between the New Economy and Old Economy left open at the local brick and mortar stores for Buyers and Sellers to freely move between. It has the economic mechanics to provide incentive and affordability to both Sellers and Buyers, with full 100% selling prices for Sellers and buying power for Buyers with as low as 20% buying prices, that generates growth with guaranteed sales. The local activity is networked together and played out on a global scale inside the Global Productivity Grid. Offline to Online is O2O  -  the bridge to a Scalable Digital Economy The Old Economy gave banks the opportunity to act for both sides of the commercial activity, effectively banks have been able to 'double dip' in the one exchange of goods, gaining fees from a Buyer and Seller in most global commerce  -  banks have been necessary because of distance and convenience of holding fiat currencies, those times are disappearing fast with digital alternatives. It's no secret that for the 20th Century the economic infrastructures of the developed countries were built as pyramids designed to use the 'many' at the base to feed upward to the top, and when the bottom could no longer be incentivized to feed enough 'upwards' to the top of the pyramids, a recession would be announced by saying, there is a 'correction to balance the market', leaving 'the bottom many' to take the lose with assets being devalued. This method of using the many, that being the masses of skilled workers and businesses in the main productivity sector of economies, will by simple demographic changes, be in an impossible position to continue using the Old Economy's economics of supporting any type of stability, or even growth, let alone continuing to feed the incumbent middlemen. The 21st Century with a Scalable Digital Economy, will change the flow in economies by keeping the flow of productivity value and currencies in the hands of the very groups that create it, and in doing so generate better tax revenues for governments to support the overall infrastructure and services. -  it bypasses the need for incumbents altogether, by combining the commercial exchange into the one action, for free, even if there are multiple fiat currencies involved. -  it bridges the gap between Buyer and Seller by changing the status quo in commerce's dynamics, traditionally the buyer paid equal to what the Seller agreed, that's not so with Outsourced Selling, all along the Supply Chain in the Global Markets. -  it opens the door for more fluent and more efficient local and global trade routes that can multiply to a sustainable level of 'global productivity', helped along by integrating Free Advertising and Free Economic Value into the hands of the masses. The transition of advertising, from being part of the mechanics of Commerce, to its distribution as Free Economic Value, and its validation as free working capital tied to genuine Global Productivity in the Supply and Demand of products and services, through to its final validation as a neutral Universally Decentralized Capital  -  key to the ongoing perpetual flow of economic growth in the New Economy. The change of how markets will work comes with the change to how influence and value can cross borders to stimulate local economies by the initial actions of local Sellers applying free Direct Foreign Decentralized Capital  -  DFDC does the rest. Needs to have 'purpose' The Scalable Digital Economy must have an intended purpose, it must solve the big issues, and do it with minimal casualties but have maximum results  -  not just to disrupt the status quo, because it can now be done. During any transition there's the usual 'a foot in both camps' during change, therefore there'll be two distinct economies until the majority of participants is found, that's why Outsourced Selling has purpose in speeding the transition along by giving Sellers and Buyers maximum benefit. With Outsourced Selling's mechanics and global scale, the number of digital jobs available in any local economy can be many times the number of jobs that will be lost due to automation  -  the multiplication effect achieved by one single digital job can greatly increase local productivity that can require adding new physical jobs  -  there's a massive flow on effect when an increased quantity of Sell High / Buy Low priced 'products and services' are available to the local economies where Buyers have a greater buying power. The Scalable Digital Economy is 'its own beast' The Digital Era, like other times in history, unique sectors could be identified, with the Digital Age there was always going to be people and data, social media is about people communicating and data is about the collection of information  -  the collective interaction of the two is where the New Economy operates. Just as in the physical world, privacy will be paramount to all the participants, just as people converse in their daily lives on all types of communication they hold back private details, and especially financial matters  -  which is why the New Economy will always operate separate to other sectors by not blurring the lines between privacy and sharing, and always stand alone. Commerce is the intersection between a buyer and seller in any economy, that intersection will be digitally driven as automation takes the physical jobs away, digital jobs that can exponentially multiply is the only way to replace those lost jobs, it will come as a relief for debt burdened societies, by having more free time because they can be more productive. Re-inventing Advertising as a free asset value, provides the synergy needed to combine Buyers and Sellers on a level playing field, so more individuals can make the transition to a New Economy, each driving more global productivity.
		Place of Trust A New Digital Economy separates away from the Old Economy at the age old Place of Trust, the local store  -  it's now where fiat currency is exchanged with a Universally Decentralized Capital trading currency for free, leaving the fiat currency to keep flowing in local economies -  it's the transition point from the Old to the New Cashless World. The New Economy only needs to securely track Ownership of the digital trading cash in global commerce, allowing the free Outsourced Selling process to integrate new marketing technology to find a local buyer to any product or service into a single process, on a global scale, and with predictable and serendipitous sales results. -  as opposed to the Old Economy where a banking system has over centuries been able to fit between buyers and sellers, adding costs and removing the fiat currency from the local economy by holding it in various banking clusters, then releasing it at their own discretion back into an economy, controlling the flow of local economies  -  banks are simply another business and their product is money. The world is moving into a new era, one with no blueprint to follow like before in the slower Old Economy, now a whole new way of thinking outside the box is needed, governments will not be the instigators, they will be there to distribute the new digital revenues that will flow from increased 'productivity'   -  the world is now able to finally access the largest natural resource that has been waiting to be tapped,  people  -  the sheer economies of scale using their new found connectivity will power the world's productivity of products and services for generations in the New Digital Era. New Digital Trade Routes The New Economy moves down a new path that's never been available before, it's building out a new Industry and New Supply Trade Routes that focuses directly at global commerce in a way that will modernize exchanges between Buyers and Sellers  -  then uniquely distribute a global wealth tax gained from the global productivity around the world.  The Digital Economy is heading in the opposite direction to where the Old Economy's banking industry is trying to go by continuing along with the legacy of an old increasingly indebted financial system, and hoping that tinkering with accessory fintech services will change their destiny. The Old and the New Scalable Digital Economy's are structured on vastly different architectures, the Old Economy is built with a third leg, a middleman designed to take a cut from every action in local and global commerce, it simply does away with the middleman and streamlines the commerce process, it has a structure that's designed to correct the legacy debt carried over from the Old Economy by exponentially helping individuals reduce any debt, as the New Digital Economy takes up.
		The New Economy is part of the Digital Technological Era, where everything moves exponentially faster on a global scale, it's the era that'll help provide the correction to the world's economic debt cycle that most countries are locked into. In the Old Economy, the banking system used money multiplying methods to increase growth by adding debt, this New Digital Economy unravels that debt by multiplying productivity and buying power using Outsourced Selling. It's not only the end retail commerce exchange that the New Scalable Digital Economy disrupts, it's all along the Supply Chains, from produce grown to manufacturing and industrial enterprises, it can be hardware and software, all helping to shift from the old commerce systems. Outsourced Selling moves commerce faster with Sell High Buy Low dynamics, it welds everything in digital commerce together in the Digital Economy, helping to solve inequality and limitations of local productivity in the Supply Chains. With Old Economy barriers down, the scaleable mechanics in the New New Economy will offer exponential and sustainable growth to local and global economies, it will change lives in the most remote corners of the globe to lives in the big cities. The infrastructure of the New Economy has been built around the individual with a basic mobile phone, aided with the tools to be an equal part of the Digital Era and the global economy, no matter where they are located in the world. The New Economy will sit primarily on the mobile ( and desktop ) and be assessable wherever an individual is located, it will be assessable to all the main utilities a person uses to conduct their lives, it will create an environment where earning in the Digital Economy will be much more in line with a frictionless balance with a person's wealth value, and the cost of their standard of living. Most countries will miss the transition or totally underestimate the New Economy's impact, which's why ComTechX took the steps to develop what was then the unknown future blueprint of how a Digital Economy would be structured. All countries have their own agenda to look after the interests of their people, ComTechX and the Scalable Digital Economy sits in between all countries as a neutral software based utility. ComTechX Industry ComTechX is an Industry of Commerce and Technology, and it encompasses all the services associated with Commerce, this includes the founding of the new medium of exchange that takes over the role of banks in Commerce with the free digital financing of both business and consumer, regardless of where they sit along the Supply Chain, the technology includes eliminating any need for incumbents in the exchange process of final payment between the Buyers and Sellers. The ComTechX Platform eliminates the incumbents operating in the Old Economy methods that relied upon the extraction of value from the Productivity Supply Chains, replacing it with New Economy morals that offer societies the freedom of a Cashless World. The ComTechX Industry ecosystem is evolving into a Global Trust entity, with a mandate to secure the individual Ownership of all 'digital cash' for all global citizens, it's a self sustainable NGO system committed to monitoring all activity from a neutral position.
		Productivity along Supply Chains is the true heart beat of the world!                                                 Global Productivity is the digital Global Markets  -  it connects local commerce on a real time global platform. It disrupts the way markets operate, removes the incumbents by building out a Free Open Market for the Digital Age. A Global Markets that recognizes the interactions of people in local commerce, networked together on a global scale. -  it eliminates the middle tier traders in favor of a democratic market  -  driven by people for people, globally. Traditional markets and economies typically use post data ( prior events ) to predict and speculate on forecasts                       -  the Global Markets is a People's Market that can only operate in real time and real productivity!                       -  local economies can be magnets that draw Capital Investment from a Global Crowd, serendipitously Every ‘product and service’ in the world can now get the Comparative Advantage, -  anything produced, manufactured and retailed along the Supply Chain, from any Industry, from any location in the world, -  any SME or industry leader can use 'Outsourced Selling' on the Global Markets to jump clear of the competition - for free.
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		Global Digital Markets is a full market platform tracking 'Productivity' in global locations  -  networked together, in real time. As a market platform it generates supply and stimulates trade by connecting the global crowd to the complete Productivity Cycle Productivity is defined as the selling and buying of products and services along Supply Chains in both local and global commerce. -  each Location where the commerce takes place is identified in real time with any trading activity by its unique Symbol -  each Location is open to Sellers located within the district, they can list and sell on the Platform, activity between Sellers and Buyers creates the Productivity that drives the market, -  the disruption of commerce's dynamics happens between the time a Seller lists an item and the time a local Buyer buys the item. -  the Global Crowd  -  OMMs actively compete to win the item and generate the full price for the Seller and set the discounted Buying price for the 'local' Buyer, that Competitive environment is made possible using Free Economic Value. It's this complete Productivity Cycle that creates the Global Markets, it identifies activity in the specific locations, and then uses algorithmic economics at the micro and macro levels to collect and distribute the true values across the world to all those linked to the specific locations. It taps in at ground zero in local markets where the some of world's products are first traded, it provides the Sellers the tools to list produce at full selling prices ( GPI ) from there the Global Crowd competes to set the buying prices up to a maximum of 20%. Sellers have their own Digital Sales Department where they can be more involved in getting sales and earn extra income streams. All markets can use Outsourced Selling A Seller can list their produce by mobile prior to leaving for the local market and have a Buyer or Buyers accept and waiting to inspect the produce before completing the deal(s), payments are securely escrowed and transferred on agreement. Products moving through the Supply Chains across borders can be listed on the Global Markets, it can operate with the various traders in different countries, handle all currency values, even list products part way along the Supply Chain between stages. From Coffee Growers in a developing country the platform can provide the growers with tools to Outsource Selling, listing their product at a profitable and sustainable selling price and have a buying prices so low it would be impossible for traders to ignore, -  the same outsourced selling can be repeated all along Supply Chains through export and import, all the way to domestic markets. Alternative Energies like Solar Energy can use Outsourced Selling to get the edge and economies of scale over existing energy industries by utilizing the Platform's model in the New Economy. This harnessing of the values in real time, and distribution of the true productivity value, takes global trade and commerce to a new level, which is why the Global Markets is a standalone Platform for the Digital Age. UDC, the neutral trading currency, holds its unique value by combining all major fiat currencies and pegging all the values in real time, this avoids being involved in currency trading wars that traders and Central Banks use to gain advantage over others. By combining all fiat currencies into one basket, it gives Users the option to exchange UDC with any currency without loss or gain, this goes a long way in Buyers and Sellers getting real time value when exchanging goods for money, locally and globally, -  this means UDC can be held without any loss of value against a User's normal fiat currency, and only liquidated to a fiat currency if cash is required. -  fiat currencies always remain within its country of origin, allowing the currency to continue circulating in the local economy. -  exchanges with UDC are completed in the free commerce environment, in everyday cash buys at local brick and mortar stores. The ubiquity achieved by the Global Markets is unique, in that every industry is speaking the same language' when it comes to each time 'Productivity' is being exchanged along any Supply Chain, in any Industry, and in any Location, in real time.
	QwickPay operates by integrating UDC into local commerce, as the neutral global trading currency. It's a commerce and trade exchange currency  -  it's totally free of fees, globally  -  on desktop, mobile. It's digital cash that's exchanged with fiat currency cash at a local store whenever it's needed. It eliminates fx spreads  -  all commerce trading is now 'free from typical currency exchange margins'. QwickPay sits in a position where it can provide a payment processing model with unique advantages. There's a great advantage of winning QwickPay Deals with 80% discounts and store them ready for purchases. Users can gain affordability with QwickPay Deals and have automatic discounts of up to 80% ready to spend Instead of Users paying to use credit, now Users can have P2P payments that have discounts built in. As all activity on the Platform there're no banks and no credit cards, so no chargebacks, it all happens in real time. It's simple for Sellers to add QwickPay as a payment option, either in brick and mortar stores or online. It's digital trading cash, it uniquely exchanges with fiat currencies  -  local Buyers and Sellers still hold the fiat currencies No fiat currency is held by the eQconomy Platform, all fiat currencies are exchanged between Buyers and Sellers The exchanges occur only at the local brick and mortar stores to authenticate the value with true 'productivity' International travelers and foreign workers can be paid and send globally  -  free of any fees As fiat currency is exchanged with digital trading currency in normal commerce, it further reduces a need for banks
	The common denominator in industry is cost and value  -  the common denominator in economies are people. Without people, economies can't move forward  -  the Platform is designed to get people moving forward.
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		Check out a Deal Registration and Cloudfund Strategy See a Snap-Shot view of a Cloudfund strategy and bidding for Deals Cloudfunding generates Price Demand  -  digitizes 'cash' to flow ubiquitously around the world What's The Monetizing Moment? Cloud Commerce operates by Outsourcing the Selling to the Crowd by Cloudfunding How Sellers Outsource their Selling to the Crowd?
		'Pay it Forward, Now!' completes the sales activity for sellers! As UDC is validated and exchanged in the Digital Economy it permeates out into local economies! see the connection of players that help achieve 'Productivity' :   Global Cloud Productivity Wherever your Location is - you are not alone! - this is the 'RunWay' we're now on, with the New Economy!
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